債務重組涉及與各債權人協商新的還款方案，以緩解原有債務負擔。然而，由於新的協議可能損害債權人的利益，因此欠債人和債權人之間達成重組協議並非易事。常見的個人債務重組計劃條款一般如下： Banking limits: You are going to only be permitted to use a simple banking account through the IVA to stay away from borrowing via an overdraft. Credit history rating destruction: Your credit score score ar... https://erickqbnxh.dm-blog.com/29820854/5-simple-techniques-for-drp是什麼-ivahk-top