Based on the Naskay blog, "From Compliance to Credit Scoring: How Fintech Companies Use AI Chatbots and Agentic Systems," the fintech transformation involves using AI Chatbots to handle 24/7 KYC/AML compliance and customer support. This technology integrates with Agentic AI systems to conduct smarter, instant credit scoring using real-time data. https://naskay.com/blog/fintech-companies-ai-chatbots-agentic-systems/