QKS Group defines Retail Loan Origination Systems (RLOS) as end-to-end digital platforms designed to automate and manage the origination lifecycle of retail credit products, including personal loans, auto loans, credit cards, mortgages, education loans, and Buy-Now-Pay-Later (BNPL) offerings. https://qksgroup.com/sparkplus?market-id=506&market-name=retail-loan-origination-system